Report from our correspondent according to city industrial and commercial bureau yesterday’s latest offering statistical data, the first half of this year, LangSha, shin, SanDing, stripping, great jie this six small loans total lending 2252 times, loan volume reached 3.64934 billion yuan, realize the interest income of 184.8349 million yuan. Which object is the “individual and industrial and commercial door (contain town residents)” of the loan will be issued 2068 pen, a total of 3.27012 billion yuan, respectively up to 91.82% and 89.60% of the total. Microfinance company, has become the “power engine” of the small enterprise in yiwu city.
This year, for our city of private enterprises, especially to include individual and industrial and commercial door, the enterprise in small, is a full year of challenge. The debt crisis, regional instability, trade protection, inflation picks up, exchange rate pressure…… The various factors which combine zhuhai private the survival and development of enterprises environment has become more serious, and of the transformation and upgrade is more great pressure.
From the first quarter of this year yiwu private enterprise look boom index, the index at quarter at 102.70, down 14.15% month-on-month, fell by 8.96% year-on-year, the index of the four layered index in addition to the enterprise development index, enterprise management, business confidence, market environment three layered index has occurred on the degree of the downturn, including enterprise management index and market environment index and even respectively from the fourth quarter of 2011 125.13 points, 128.77 points in the first quarter of this year fell to 83.72 points, 80.59 points.
At the same time, “small and much” is the main characteristics of our market. At present the whole city in 175518 households in domestic economic subject, individual and industrial and commercial door to reach 154168, and the proportion is as high as 87.83%. Small micro enterprise their own strength is limited, in its development need most of the resources elements, money is the key. However, “financing” often are seriously restrict small micro enterprise development and expansion of the a “soft rib”, the “soft rib” existence is directly affect the enterprise to all kinds of small micro the ability of the risk.
Since June 2009 the first microfinance company, yiwu LangSha small loans since the establishment of a joint stock limited company, small loans in the our city company gradually growth, expansion, the LangSha after, and has YouHui business, shin, SanDing, stripping, great JieWuGu microfinance company was founded, the registered capital of RMB 1.65 billion yuan. Microfinance company’s appearance, further enrich the financial system, and also for small micro enterprise have opened up a new financing channels, and better meet the small micro enterprise of capital requirements.
This is published by Yiwu International Trade Co.,Ltd.
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